Cozy Chocolate Chip Banana Bread

Highlight: Indulgent Desserts for Sweet Endings

Mashed ripe bananas team up with semi-sweet chips in this moist and easy loaf. You just mix wet and dry stuff in separate bowls, then bring it all together—super simple. Toss a few more chips on top before baking for extra gooeyness. It tastes amazing warm for breakfast or as a snack. Keep it fresh on the counter wrapped up, or freeze slices for another time. Pantry staples, hardly any effort, and everyone loves it. This one always hits the spot.

Luna chef wearing a white shirt.
Crafted By Luna
Updated on Sun, 18 May 2025 21:46:16 GMT
A chocolate cake with chocolate chips on top. Save
A chocolate cake with chocolate chips on top. | myhomemademeal.com

There’s nothing like the smell of chocolate chip banana bread filling up the house. Gooey chocolate mingles with super-sweet overripe bananas, making each bite totally comforting. It’s seriously the best way to use up those brown bananas hanging around the kitchen.

In my family, everyone has their go-to style for eating a piece. Some like it cold straight from the fridge, others have it toasted with lots of butter. This was the very first thing I baked with my kids and it’s still a staple for our weekends.

Yummy Ingredients

  • Vanilla extract: brings a cozy feel and real depth Pick pure vanilla if you have it
  • Salt: perks up the whole loaf Fine sea salt does the trick
  • Baking powder and baking soda: make the loaf rise and go all soft Just check your boxes aren’t expired
  • Semi sweet chocolate chips: those melty chunks are everything Use your favorite kind snackable is best
  • Very ripe bananas mashed: sweet and loaded with flavor Spots or brown peels mean they’re perfect
  • Large eggs: helps the bread hold together Best results with fresh eggs
  • Unsalted butter: use at room temp for fluffier bread Grab real butter for a rich taste
  • Granulated sugar: helps get a crispy outside and balances bananas If super ripe, skip a spoon or two of sugar
  • All purpose flour: keeps things nice and soft Go for unbleached if possible

Simple How-To Steps

Cool Before Slicing:
After baking, let your loaf sit in the pan for about fifteen minutes then pop it out and onto a rack or cutting board This way, it won’t turn mushy on you
Bake the Bread:
Shoot for 350F and bake your loaf for about an hour Center should be almost clean with a few soft bits on a toothpick Got a dark top? Toss on some foil toward the end
Fill the Pan and Top:
Dump your batter into the ready pan and spread it out smoothly Sprinkle those last chocolate chips up top so it looks extra special
Fold in the Chocolate Chips:
Mix most chips gently into the batter Save a small handful for your topping and stir everything in by hand for a fluffy bread
Combine Wet and Dry Ingredients:
With your mixer turned low, slowly mix in the dry bowl Don’t overdo it or you’ll get a tough loaf
Add Bananas:
Stir in your mashed bananas Make sure you leave a few little chunks with your fork for more flavor
Add Eggs and Vanilla:
Beat in eggs one after the other, scraping your bowl in between, then pour in vanilla for an even taste everywhere
Cream Butter and Sugar:
Whip soft butter with sugar at medium high for three minutes You’re looking for pale and airy This step makes a lighter loaf
Mix the Dry Ingredients:
Whisk flour, both powders, baking soda, and salt together in a separate bowl Mixing fluffs things up and spreads the leavening evenly
Get the Pan Ready:
Either grease a nine by five loaf pan or line it with parchment so it won’t stick Makes taking the loaf out a breeze
A chocolate chip cake sprinkled with chocolate on its top. Save
A chocolate chip cake sprinkled with chocolate on its top. | myhomemademeal.com

Honestly, the golden chocolatey layer on top is my favorite. A while back I gave an extra loaf to my neighbor and she asks me for it every year without fail.

Storing Made Easy

Just wrap it up tight and leave it out up to three days. Like it chilled? Stash in the fridge for a week. For long haul storage, wrap slices in plastic and then foil—stick in the freezer where they’ll keep for about three months.

Other Ways to Mix it Up

Try chunks of dark chocolate or mini chips for fun. Toss in half a cup of pecans or walnuts if you’re a nut fan. Got dairy-free butter and flax eggs? You can make it plant-based. Swap coconut sugar for a little caramel twist.

Tasty Serving Ideas

Give slices a little toast and cover them in peanut butter for breakfast magic. For a sweet treat, add a scoop of vanilla ice cream. Add some fresh berries and fruit for a brunch-style plate.

Chocolate loaf topped with plenty of chocolate chips. Save
Chocolate loaf topped with plenty of chocolate chips. | myhomemademeal.com

Quick Banana Bread Backstory

Banana bread was all the rage during the Great Depression since nobody wanted to toss out old bananas. It’s famous because you can’t really mess it up and it just feels like comfort. Even now, kids and parents pack slices in their lunches week after week.

Recipe FAQs

→ What’s the secret to super moist banana bread?

Wrap it up tight and leave it at room temp for a couple days, or stow it in the fridge if you want it to last. Just don’t let it overbake. That keeps it soft.

→ Can I swap for different chocolate?

For sure. Go with dark chocolate chunks or minis for more chocolate punch. Change it up for your favorite taste.

→ Can I add some nuts in there?

You bet. Toss in some chopped pecans or walnuts for extra crunch and a nice nutty kick with the chocolate.

→ How spotty do bananas need to be?

The blacker the better. Really ripe bananas bring that big sweet flavor and make your bread super soft.

→ Is this loaf freezable?

Totally. Cool it down, then wrap slices or the whole thing tight in plastic and foil, or slip into freezer bags for easy keeping.

Banana Chocolate Loaf

Tender banana loaf bursting with sweet chocolate bits. Awesome for breakfast, afternoon snacking, or a sweet bite after dinner. Pure comfort in a slice.

Prep Time
10 minutes
Cooking Duration
60 minutes
Overall Time
70 minutes
Crafted By: Luna

Recipe Type: Desserts

Preparation Complexity: Beginner-Friendly

Regional Cuisine: American

Servings Output: 10 Serving Size (One standard loaf)

Dietary Choices: Suitable for Vegetarians

Everything You’ll Need

→ Main

01 5 milliliters vanilla extract
02 5 grams fine salt
03 2.5 grams baking soda
04 5 grams baking powder
05 170 grams semi-sweet chocolate chips
06 3 very ripe bananas, smashed
07 2 large eggs
08 115 grams unsalted butter, brought to room temp
09 150 grams granulated sugar
10 220 grams all-purpose flour

Steps to Cook

Step 01

Leave your loaf in the pan for about 15 minutes. Pop it onto a rack and don't slice until it's totally cool.

Step 02

Slide the pan into the middle of your oven. Bake for around one hour. If the top is browning too soon, lightly cover it with foil during the last 10–15 minutes. Stick in a toothpick to check—if only a few moist crumbs stick, you’re good.

Step 03

Scoop the batter into the greased loaf pan, even out the top, and sprinkle those extra chocolate chips all over.

Step 04

Hold back a little pile of chocolate chips for later. Gently stir the rest into your banana mixture.

Step 05

With your mixer on low, slowly add the dry stuff to the wet mixture. Just mix until it comes together—don’t overdo it.

Step 06

Mix those mashed bananas right in. It’s totally cool to leave a few chunks if you want some banana bits.

Step 07

Crack in the eggs one after the other, mixing after each. Pour in the vanilla and stir till it all blends well.

Step 08

Grab a big bowl or your mixer. Whip up the softened butter with the sugar on medium-high till it looks pale and fluffy—takes about 3 minutes.

Step 09

In another bowl, whisk together flour, baking powder, baking soda, and salt so it’s mixed well. Set that aside for now.

Step 10

Turn your oven on to 180°C. Grease a 23x13 cm loaf tin with spray or line it with parchment—whatever works.

Extra Suggestions

  1. Swap in some dark chocolate chunks or mini chips if you want an even richer loaf.
  2. Chopped walnuts or pecans (about 60 grams) mixed in with the chocolate chips make it crunchy.
  3. Wrap it tight and keep it at room temp for 3 days, in the fridge for a week, or freeze slices to save it longer.

Must-Have Equipment

  • Standard loaf pan (23x13 cm)
  • Stand mixer with paddle or hand mixer
  • Mixing bowls
  • Whisk
  • Rubber spatula
  • Cooling rack

Allergy Information

Always check ingredient details for potential allergens. Consult an expert if you're uncertain.
  • Has wheat flour, so contains gluten
  • Contains eggs
  • Butter and chocolate chips have milk
  • Chocolate chips might have soy lecithin

Nutritional Highlights (per portion)

Nutritional information is shared for guidance and isn't meant to replace expert medical advice.
  • Caloric Content: 315
  • Fat Breakdown: 12 grams
  • Carbohydrate Breakdown: 48 grams
  • Protein Count: 4 grams