
These loaded cheese fries with beef bring together crispy golden fries topped with a rich homemade beef chili and gooey melted cheddar cheese. This appetizer is perfect for game days, casual gatherings, or any time you want a warm, comforting snack that feels like it came from your favorite diner.
This recipe became a go-to in my house after the first time I made it for a weekend football party. Everyone keeps asking for it now whenever we get together.
Ingredients
- Vegetable oil: For sautéing the beef and onion; choose a neutral oil with a high smoke point
- Ground beef: 90 percent lean works best to keep it juicy without too much grease
- Finely diced onion: Adds sweetness and depth to the chili; use a yellow onion for the richest flavor
- Minced garlic: For aromatic warmth; fresh garlic makes the biggest difference here
- Canned diced tomatoes: Including the juice to build the base of the chili sauce
- Tomato sauce: For a smooth, rich tomato flavor; opt for a good quality brand without added sugar or preservatives
- Beef broth: To add savoriness and help deglaze the pan; homemade or low sodium store-bought works well
- Chili powder: As the key spice for that classic chili taste; look for a blend that is fresh and balanced
- Ground cumin: To add earthiness and complexity
- Smoked paprika: Brings a subtle smoky depth; Spanish variety is ideal if you can find it
- Cocoa powder: Enhances the chili with a slight richness and complexity
- Brown sugar: Balances acidity and brings slight sweetness
- Salt and pepper: To season; kosher salt delivers even seasoning
- Canned kidney beans: Rinsed and drained to add texture and heartiness to the chili
- Frozen French fries: For convenience; choose a crispy style for best results
- Shredded cheddar cheese: For a melty, flavorful topping; sharp cheddar amplifies the taste
- Sour cream and green onions: For optional fresh garnishes that brighten and cool each bite
- Cooking spray: To crisp the fries without excess oil
Step-by-Step Instructions
- Sauté the Beef:
- Heat the vegetable oil in a large pot over medium-high heat. Add the ground beef seasoned with three quarters teaspoon salt and quarter teaspoon pepper. Break up the meat with a wooden spoon and cook for three to four minutes until no longer pink. Drain excess grease to avoid soggy chili.
- Cook the Aromatics:
- Add the finely diced onion to the pot. Cook for another three to four minutes until the onion softens and becomes translucent. Stir in the minced garlic and cook for an additional thirty seconds until fragrant but not browned.
- Simmer the Chili:
- Pour in the canned diced tomatoes with their juice, tomato sauce, and beef broth. Sprinkle in chili powder, ground cumin, smoked paprika, cocoa powder, brown sugar, and the remaining quarter teaspoon salt. Stir well to combine and bring mixture to a simmer over medium heat.
- Thicken the Chili:
- Reduce heat to medium-low and simmer uncovered for thirty to forty minutes, stirring occasionally. The sauce will thicken and develop deep flavors during this time.
- Add Beans and Final Seasoning:
- Gently stir in the drained kidney beans. Let the chili cook for an additional ten minutes so the beans warm through and absorb some flavor. Taste the chili and add more salt or pepper as needed.
- Prepare the Fries:
- Preheat your oven according to the frozen fries package instructions. Coat a sheet pan with cooking spray and spread the fries in a single layer. Bake fries until they are crispy and golden, following the package timing.
- Assemble and Bake the Loaded Fries:
- Raise the oven temperature to 400 degrees Fahrenheit. Remove the cooked fries from the oven, and either leave them on the sheet pan or transfer to a skillet for a restaurant-style presentation. Spoon about one and a half cups of chili evenly over the fries. Sprinkle two cups of shredded cheddar cheese on top.
- Melt the Cheese:
- Return the fries to the oven and bake for five minutes or until the cheese is melted and bubbly.
- Add Toppings and Serve:
- Finish your loaded fries with sour cream and sliced green onions if desired and serve immediately to enjoy the contrast of warm, melty cheese and chili with cool, fresh toppings.

My favorite ingredient is the smoked paprika because it adds a little smoky kick without overwhelming the dish. This recipe always brings back memories of weekend gatherings where everyone hovered around the platter, digging in and sharing stories over a plate of these cheesy fries.
Storage Tips
Store any leftover chili in an airtight container in the refrigerator for up to four days. To keep fries crispy, store the chili separately and reheat fries in the oven while warming the chili on the stove. Combining them just before serving maintains the textural contrast.
Ingredient Substitutions
Ground turkey or chicken can replace beef for a lighter version though the flavor will be milder. Black beans work as an alternative to kidney beans and add a slightly different texture. If you can’t find smoked paprika, a teaspoon of regular paprika plus a dash of chipotle powder adds some smoky heat.
Serving Suggestions
Serve loaded cheese fries with a crisp green salad to balance the richness. You can also add extra toppings like jalapeños for heat or diced avocado for creaminess. They make a satisfying meal paired with a cold beer or classic soft drink.

Cultural Context
Chili cheese fries have roots in American bar and diner food, where indulgent, shareable snacks are essential. They reflect comfort food’s role in bringing friends and family together around familiar flavors and casual dining experiences.
Recipe FAQs
- → What type of beef works best for the chili?
Ground beef with around 90% lean content provides a good balance of flavor and moisture without excess fat.
- → Can I use homemade fries instead of frozen?
Absolutely, homemade fries add a fresh touch and can be baked or fried until crispy before layering.
- → How can I make the chili thicker?
Simmering the chili longer allows excess liquid to evaporate, concentrating the flavors and thickening the texture.
- → What cheeses work well aside from cheddar?
Sharp Monterey Jack, pepper jack, or a blend of cheeses can add different flavor notes and good melting properties.
- → Are there toppings that pair well with this dish?
Sour cream provides creaminess, while chopped green onions offer a fresh contrast; jalapeños add a spicy kick.