Banana Pudding Cups Delight

Highlight: Indulgent Desserts for Sweet Endings

These banana pudding cups combine layers of silky instant vanilla pudding, smooth cream cheese mix, and ripe bananas, all held together with crunchy vanilla wafers. The dessert is assembled in cups or jars for a charming presentation, then chilled for a few hours to meld flavors and soften the cookies slightly. Garnished with whipped cream, extra banana slices, and optional caramel drizzle, it's a refreshing treat that balances creamy, fruity, and crunchy textures. Perfect for a cool, no-bake finish to any meal.

A woman in a blue apron holding a plate of food.
Crafted By Sophie
Updated on Sat, 10 Jan 2026 19:27:33 GMT
Banana pudding cups with whipped cream and cookies. Save
Banana pudding cups with whipped cream and cookies. | myhomemademeal.com

This indulgent Banana Pudding Cups recipe combines creamy pudding, rich cheesecake, and fresh bananas to create an irresistible dessert that’s perfect for sharing. It layers classic flavors in a way that feels both nostalgic and special, making it a go-to treat for any occasion.

I first made this during a family gathering and instantly became the dessert everyone asked me to bring whenever we get together. It’s one of those recipes that feels like a warm hug in every spoonful.

Ingredients

  • Instant vanilla pudding mix: the foundation for smooth, flavorful pudding. Choose a quality brand for best taste
  • Cold whole milk: helps the pudding set properly and adds creaminess
  • Pure vanilla extract: optional but adds a rich aromatic note that lifts the flavors
  • Cream cheese, softened: adds tang and richness for the cheesecake layer. Make sure it is fully softened to avoid lumps
  • Sweetened condensed milk: sweetens and enriches the cheesecake layer, adding a velvety texture
  • Whipped topping, thawed: provides lightness and volume to the cream mixture
  • Ripe bananas: use fully ripe ones for the sweetest flavor and best texture
  • Vanilla wafers: add a crunchy contrast and classic touch. Pick fresh ones that are crisp and not stale
  • Extra whipped cream or topping: for a finishing flourish
  • Crushed vanilla wafers and banana slices: for garnish, adds visual appeal and extra flavor
  • Caramel drizzle: optional but gives a decadent note if you want to take it up a notch

Step-by-Step Instructions

Sift and Chill the Pudding:
Whisk the instant pudding mix with cold whole milk for about 2 to 3 minutes until it thickens slightly. Stir in vanilla extract if using. Place the bowl in the refrigerator to chill for at least 5 minutes which helps it set and develop flavor.
Prepare the Cream Cheese Mixture:
In a separate large bowl, beat the softened cream cheese with an electric mixer until it is smooth and lump-free. Add sweetened condensed milk and continue mixing until fully combined. Gently fold in half of the whipped topping to keep the mixture light and airy.
Slice the Bananas:
Peel ripe bananas and slice into ¼-inch thick rounds. To prevent browning, lightly toss them in lemon juice just before layering. This keeps the bananas looking fresh and appealing.
Layer the Ingredients:
Use clear plastic cups, mason jars, or trifle bowls to build your dessert. Start by placing a layer of vanilla wafers at the bottom. Add a layer of banana slices on top. Spread a generous layer of the cream cheese mixture followed by a layer of the chilled vanilla pudding. Repeat these layers until your container is nearly full, finishing with a generous dollop of whipped topping.
Garnish and Chill:
Top each cup with extra whipped cream, crushed vanilla wafers, a few banana slices, and a drizzle of caramel if you like. Refrigerate the assembled cups for at least 2 to 3 hours so the layers firm up and the flavors meld perfectly before serving.
Banana pudding cups with cookies. Save
Banana pudding cups with cookies. | myhomemademeal.com

One of my favorite things about this dish is how the cream cheese layer adds that subtle tang which balances the sweetness beautifully. Serving these at my daughter’s birthday party created such a warm memory because everyone kept coming back for seconds and sharing laughs over the familiar comfort of banana pudding done just right.

Storage Tips

Store Banana Pudding Cups covered in the refrigerator for up to two days. The vanilla wafers will soften over time so the next day you get a creamier texture instead of crunchy. Avoid freezing as the texture changes and bananas brown significantly. For best results, prepare close to serving time and keep chilled until enjoyed.

Ingredient Substitutions

You can swap whole milk for 2 percent or even almond milk for a lighter or dairy-free option though the pudding may be slightly less creamy. For whipped topping try homemade whipped cream if you prefer a fresher taste and more control over sweetness. If you don’t have vanilla wafers try graham crackers or digestive biscuits for a different but complementary crunch. Sweetened condensed milk can be replaced with evaporated milk plus sugar but the texture will be less rich.

Serving Suggestions

These pudding cups are perfect as a party dessert or a special weeknight treat. Serve with a cup of coffee or a light dessert wine to balance the sweetness. For a fun twist, add a sprinkle of toasted coconut or chopped nuts on top for extra texture and flavor. If you want to make it more festive, layer the pudding cups in mason jars and tie a ribbon around them for gifts.

Cultural Context

Banana pudding is a classic dessert deeply rooted in Southern American cuisine cherished for generations. It combines simple ingredients into a layered, comforting treat often associated with family gatherings and celebrations. This no-bake version makes the tradition accessible to busy cooks while preserving the nostalgic flavors that make banana pudding so beloved.

Recipe FAQs

→ What is the best type of bananas to use?

Use ripe bananas for maximum sweetness and flavor, but avoid ones that are overly brown or mushy to maintain texture in the layers.

→ Can I prepare these cups in advance?

Yes, chilling the layered cups overnight enhances the texture as the wafers soften slightly and flavors meld beautifully.

→ Is there a way to prevent banana slices from browning?

Lightly tossing banana slices in lemon juice before layering helps slow browning and keeps the dessert visually appealing.

→ Can I substitute the vanilla wafers with another cookie?

Absolutely. Shortbread or graham crackers can provide a slightly different crunch and flavor if you want to experiment.

→ Should the pudding mixture be chilled before assembling?

Yes, chilling the instant pudding after whisking allows it to thicken and sets a nice base for the layered cups.

Banana Pudding Cups

Creamy pudding and cheesecake blend with bananas and vanilla wafers for a chilled layered dessert.

Prep Time
30 minutes
Cooking Duration
~
Overall Time
30 minutes
Crafted By: Sophie

Recipe Type: Desserts

Preparation Complexity: Beginner-Friendly

Regional Cuisine: American

Servings Output: 6 Serving Size (6 to 8 individual portions)

Dietary Choices: Suitable for Vegetarians

Everything You’ll Need

→ Pudding

01 1 (5.1 oz) box instant vanilla pudding mix
02 3 cups cold whole milk
03 1 teaspoon pure vanilla extract (optional)

→ Cheesecake Layer

04 1 (8 oz) package cream cheese, softened
05 1 (14 oz) can sweetened condensed milk
06 1 (12 oz) container whipped topping, thawed, divided

→ Fruit

07 4 to 5 ripe bananas, peeled and sliced into 1/4-inch rounds

→ Base and Garnishes

08 1 box vanilla wafers (about 11 oz)
09 Extra whipped topping for garnish
10 Crushed vanilla wafers for garnish
11 Banana slices for garnish
12 Caramel drizzle (optional)

Steps to Cook

Step 01

Whisk instant vanilla pudding mix with cold whole milk for 2 to 3 minutes until slightly thickened. Stir in vanilla extract if using. Refrigerate for at least 5 minutes to chill.

Step 02

Using an electric mixer, beat softened cream cheese until smooth. Add sweetened condensed milk and blend until combined. Gently fold in half of the whipped topping until incorporated.

Step 03

Peel and slice bananas into 1/4-inch thick rounds. Optionally, toss slices lightly in lemon juice to prevent browning.

Step 04

In serving cups or jars, layer vanilla wafers, banana slices, cheesecake mixture, and then vanilla pudding. Repeat layers until filled, ending with a layer of whipped topping.

Step 05

Top with extra whipped topping, crushed vanilla wafers, banana slices, and optional caramel drizzle. Refrigerate for 2 to 3 hours before serving to set flavors.

Extra Suggestions

  1. Use ripe bananas for optimal flavor. Chilling overnight enhances texture and taste. Alternative cookies can be used for variation.

Must-Have Equipment

  • Large mixing bowls
  • Electric mixer
  • Whisk
  • Serving cups or jars

Allergy Information

Always check ingredient details for potential allergens. Consult an expert if you're uncertain.
  • Contains dairy, eggs (in pudding mix), and gluten (vanilla wafers)

Nutritional Highlights (per portion)

Nutritional information is shared for guidance and isn't meant to replace expert medical advice.
  • Caloric Content: 320
  • Fat Breakdown: 15 grams
  • Carbohydrate Breakdown: 43 grams
  • Protein Count: 4 grams