01 -
Set oven temperature to 375°F (190°C).
02 -
In a large bowl, stir together shredded chicken, cream of chicken soup, drained Rotel tomatoes, sour cream or Greek yogurt, taco seasoning, and black beans if using. Season with salt and pepper to taste.
03 -
Arrange a generous layer of tortilla chips on a baking sheet or ovenproof dish.
04 -
Spread the creamy chicken mixture evenly over the tortilla chips.
05 -
Sprinkle shredded cheddar and Monterey Jack cheese evenly over the top.
06 -
Bake for 10 to 12 minutes until cheese is melted, bubbly, and slightly golden.
07 -
Remove from oven and top with desired optional toppings such as pico de gallo, avocado, jalapeños, and cilantro. Serve immediately while hot.